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AudioTel Corporation
Copyright 1998-2007

 
Savings Account
  • Interest is paid quarterly
  • $50.00 minimum to open account
  • No images returned
  • Free Internet and Telephone banking
  • ATM Card available

Rate Information:
Contact the bank for the current rate and annual percentage yield (APY) for the Savings account.  Your interest rate and APY may change.  At our discretion, we may change the rate on or about the first Tuesday of each month.  Thirty days notice will be given, in writing, before the rate is decreased on your savings account.

Interest:
Interest will be compounded daily and be credited to your account every quarter.  If you close your account before interest is credited, you will forfeit the accrued interest.  We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest begins to accrue on the same business day as the business day of deposit.

Fees:
An excessive withdrawal charge of 50 cents per withdrawal after three per quarter will be assessed against your account.

Telephone transfers are limited to 6 transfers in a monthly statement cycle.  No transactions to third parties are permitted.  We reserve the right to at any time require not less than 7 days notice in writing before each withdrawal from this account.

 


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